• Mon - Thurs: 9.00 - 17.00 Sat & Sun: By Appointment


At Surrey Smart Centre we make buying your Smart an enjoyable experience. Our strong relationships with local and national finance companies enable us to find you very competitive Smart Car Finance products.

We arrange flexible & affordable finance options to suit your needs, whether it be an initial deposit, monthly budget or a Personal Contract Purchase (PCP) with lower monthly instalments and an optional final payment.

We are here to help take away the pressures of finance arrangements, we take care of all of the paperwork for you, making your experience as convenient as possible.

Types of finance available

Conditional Sale

The most simple and straight-forward agreement is ‘Conditional Sale’ where you pay fixed monthly payments in order to spread the cost of purchasing a car over a number of years. The benefits of this agreement are that deposits are flexible whilst having fixed rates and payments make budgeting a whole lot easier. Terms available upon from 12 – 60 months, written quotations available on request.

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Personal Contract Purchase

PCP is similar to Lease Purchase in that the monthly payments are offset by a final payment but the difference with PCP is that this final payment is optional. At the beginning of the agreement the future value of the car is set by the finance company and at the end of the agreement you have the option to just hand back the keys rather than pay the final payment or part-exchanging for another car.

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Please contact us to discuss your particular needs or for a no obligation quotation.

Finance available to UK residents of 18 or over and is subject to status. Indemnities may be required

Questions? Please give us a call to discuss!
020 8686 4030